Melio

The simplest way to pay vendors & contractors

Pay any invoice with a bank transfer for FREE, or use your credit card to defer payment (2.9% fee). Vendors receive a check or a bank deposit.

Payments any way you want.

Improve your cash flow.

Pay business bills with your credit card—even where cards aren’t accepted—to defer payments and hold onto cash longer.

Send & receive bank transfers. For free.

ACH bank transfers are secure and trackable. Plus, you save on fees when you make and accept ACH payments.

Manage approvals.

Invite additional users or your accountant, and easily set up their roles and permissions. You can control approval of each transaction, and stay on top of your cash flow.

Seamless sync with QuickBooks & Xero.

Connect your QuickBooks Online or Xero account for two-way sync between your bill pay and accounting.

Seamless sync with QuickBooks & Xero.

Connect your QuickBooks Online or Xero account for two-way sync between your bill pay and accounting.

More About Melio

Simplify invoice payments. 

Amplify cash flow.    

Melio gives businesses the flexibility to pay vendors, suppliers, and contractors exactly the way they want. Vendors get a check or a bank transfer—and don’t even need to sign up.                    

Accounting software sync

Simplify bookkeeping and taxes by syncing with QuickBooks, Xero, FreshBooks & more.

Approval workflows

Share one account with your team and set everyone’s role & payment permissions.

Easy bill capture

Automate how you pay your business bills.

Credit card rewards

Pay by credit card to collect rewards like points, cashback, and miles.

International payments

Easily pay all your vendors, including those outside the US, from the same place.

Combine payments

Do multiple payments at once or bundle several bills to the same vendor as one.

Partial payments

Split bills into multiple payments and payment methods for flexibility.

Secure checks

Your bank details are never on the check, helping protect you from fraud & check forgery.


Learn More About Melio

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